Zara Dental Accepts all major Dental Insurances

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Insurance & Direct Billing

At Zara Dental Clinic, we want to make quality dental care simple and stress-free. That’s why we accept most major dental insurance plans and offer direct billing to your provider. Our team takes care of the paperwork so you can focus on your smile, not the forms.

How We Handle Your Dental Insurance

  • We communicate directly with your insurance company to file claims quickly and accurately.

  • Before treatment begins, we review your coverage and explain what your plan includes.

  • You’ll receive a clear estimate of your out-of-pocket costs before any procedure—no surprises.

  • We help maximize your insurance benefits to make sure you get the most from your plan.

  • Open in Weekends
  • Family coverage

What to Bring to Your Appointment

To make your first visit smooth, please bring:

  • Your dental insurance card

  • A valid photo ID

  • Any referral or pre-authorization required by your insurance company

  • Details of recent dental treatments, if applicable

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Typical Coverage Levels

Each insurance plan is different, but most include:

  • Preventive Care: Exams, cleanings, and X-rays — often covered 100%.

  • Basic Procedures: Fillings, simple extractions, and root canals — usually covered 70–80%.

  • Major Procedures: Crowns, bridges, and dentures — typically covered 50–70%, depending on your plan.

If a portion of your treatment isn’t covered, we’ll go over your options in advance and help you plan accordingly.

When Insurance Isn’t Enough

Sometimes your insurance may not cover certain treatments, such as cosmetic or advanced restorative procedures. In these cases, we’ll:

  • Explain your exact out-of-pocket responsibility

  • Help you combine insurance coverage with our financing or payment plan options

  • Create a treatment schedule that fits both your dental health and your budget

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Assurant Insurance
blue Cross Blue Shield Vector Insurance
Cigna Insurance
Delta Dental Insurances
Humana Insurance
MetLife Insurance
Prinicpal Financial Group
The Guardian Life Insurance
United Healthcare

Our treatment coordinators are experienced in working with all major insurance companies. If you’re unsure about what’s covered, we’ll help you verify your benefits and answer any questions before your visit.

713 - 766 - 1122
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