Does Dental Insurance Cover Dentures?

Dentures in Houston, Texas

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Dental Insurance Dentures Coverage

Dentures, synthetic teeth that fill in gaps or replace missing teeth, offer a myriad of benefits. They improve your appearance, help make talking and eating more comfortable and help prevent gum disease and tooth decay. Dentures can replace your top teeth, your bottom teeth or both. They can even replace just half of the bottom or top. However, even the most affordable dentures are not inexpensive. Fortunately, many dental insurance companies will help with at least a portion of the cost. Below is everything you need to know about dentures and dental insurance.

Does My Dental Insurance Cover Dentures?

Most dental insurance companies offer at least some coverage for cosmetic dental procedures and devices, such as dentures. The industry standard is 50 percent of the cost, less deductibles and co-pay percentages. However, it’s wise to check your specific policy details. Often there is a waiting period for non-emergency dental work of six months to a year from the time you take out the dental insurance policy. In addition, there may be a limit to how much the insurance company will pay in any one calendar year. If dentures are deemed to be necessary for your overall good health, for example if you have a misaligned jaw, your primary health insurance may cover part or all of the cost of your dentures. Our insurance and billing team will cheerfully help you navigate the ins and outs of your insurance coverage. At Zara Dental, we accept more than a dozen dental insurance providers, including United Health Care, Aetna Dental and Blue Cross/Blue Shield.

The Cost of Dentures without Insurance

Not having insurance doesn’t mean that you can’t get dentures. At Zara Dental, we offer a variety of financing plans, including those with very low monthly payments. We want to make having dentures affordable to everyone. During your initial consultation, we’ll go over all /of the financing options, so there’ll be no surprises later in the process. We are happy to customize a financing plan to best suit your needs and your budget.

Alternative Cosmetic Dentistry Options

We are a big fan of dentures. However, we have to concede that they aren’t the right solution for every dental patient. There are alternatives to dentures, including implants and dental bridges.

Dental implants — Dental implants are individually-made, enamel ” teeth” that attach permanently to your jaw with titanium screws. They act pretty much like “real“ teeth after the area has healed. Dental implants have a relatively long lifespan and can last in your mouth for up to 20 years. The downside of dental implants include the long process of having them fitted and installed and the cost, which is considerably higher than dentures.
Dental bridges — Dental bridges are designed to fill in the gap between two existing teeth. The bridge anchors to the two adjacent teeth and “hangs” in the gap. Bridges are removable and generally last around a decade with reasonable care.

Most Natural Dentures in Houston, Texas

Financing for Dentures

As we mentioned above, Zara Dental offers in-house financing for all types of dentures, including immediate dentures, as well as third-party financing with companies like Wells Fargo and CitiBank. Our finance team will work with you to determine what is the best course of action and best financial plan for your family and your budget. We can’t stress loudly enough that we want to make dentures accessible to everyone who needs them.

Financing for Dentures

As we mentioned above, Zara Dental offers in-house financing for all types of dentures, including immediate dentures, as well as third-party financing with companies like Wells Fargo and CitiBank. Our finance team will work with you to determine what is the best course of action and best financial plan for your family and your budget. We can’t stress loudly enough that we want to make dentures accessible to everyone who needs them.

Affordable Denture Services at Zara Dental in Houston Texas

You don’t have to forego getting dentures and just live with a “less-than-perfect” smile just because you don’t have adequate dental insurance. At Zara Dental in Houston, we make sure to get the most from your insurance coverage and explore all kind of options for the portion your insurance doesn’t cover. We want you to have a smile that you’re proud of and reap the benefits like improved self-esteem, better speaking and the ability to eat and enjoy the foods you love.

At Zara Dental, we want you to be able to afford dentures, whether or not you have insurance. To learn more about how dentures can transform your smile and your life without breaking your budget, contact Zara Dental today to schedule a free consultation. We’re changing lives, one smile at a time.

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